About Vayana

Vayana is a financing network that enables Businesses and their Trade Partners to capture their entire receivable and payable trades electronically and finance through Banks and Financial Institutions. Businesses can finance their payables, or factor their receivables or make financing available to their counterparties. Vayana, in partnership with MasterCard and Banks, also offers its award winning Commercial Card solution for Payable financing.

Enterprises require no investments or change in their current accounting processes to use Vayana's financial network. We believe that every Enterprise irrespective of Size should Easily Access Low-Cost Financing for their Working Capital.

Till date we have enabled over $400Mn+ of financing and achieved 100% growth in the network over the last 12 months.

The Vayana Team

R N Iyer
R N Iyer, co-founder of Vayana, is a serial entrepreneur. He was the co-founder and CEO of CashTech Solutions a leading Cash Management vendor in Asia which was acquired by Nasdaq listed Fundtech. Iyer has previously worked with Accenture. He is a management graduate from IIM, Ahmedabad and an Engineer from Mumbai University. Iyer believes in building teams which can build high quality businesses.

Vinod Parmar
Vinod brings in 14 years of experience, focussing on Financial Services. This includes his roles with leading banks like Barclays and ICICI Bank; and also his prior entrepreneurial interests in cross border M&A. He is responsible for Sales & Marketing at Vayana. Vinod is an MBA from IIM, Bangalore and an Engineer from Pune University. He enjoys traveling, reading and his time with family.

Raghu Ramakrishnan
Raghu has over 20 years of experience in the Corporate Banking and Supply Chain domains, in India and the US markets. Raghu had long stints with iFlex and i2 Technologies managing various Product lines and consulting organizations in the Supply Chain domain. He is a Mechanical Engineer with an MBA from Bharathidasan Institute of Management. Raghu leads Product Management for Vayana. An above average cricket player, Raghu is an avid movie buff.

Dhananjay Nene
Dhananjay was the CTO and Head of Product Development at CashTech (now part of FundTech). He enjoys architecting and developing complex banking enterprise solutions, specially focused on high throughput transactional applications. He holds a MBA from IIM Ahmedabad and an Engineer from M.S. University, Baroda. Currently he provides leadership to product architecture and guidance on technology choices and direction. An avid biker, Danny spends most of his weekends on
the roads.

CK Venkatesh
CK Venkatesh brings in over 2 decades of Sales experience. In his long stint with HDFC Bank Ltd, he worked in their Financial Institutions Group, Capital Markets and Commodities Divisions, last being as the Head of their SME - Business Banking for the Southern Region. At Vayana, he spearheads Network Sales to Corporates across India. Based in Bangalore, Venky is often found cycling or biking on weekends.

Tell us about yourself

All fields must be filled
Manojit Bhatnagar
Manojit is an interactive marketer with extensive experience in multiple verticals including Financial Services and IT with over 10 years of experience in marketing functions for both Indian & MNC corporates. In his last role he was heading the India Marketing Initiatives for a $8 Bn. global major. A watch and auto freak, he likes reading up about technology and automobiles in his free time.

Amit Parmar
Amit brings in 11 years of experience in banking and technology. In his long stint with HSBC as a corporate banker, he handled multiple roles in Trade Finance and MNC Client Coverage. A Six Sigma Blackbelt, Amit brings an edge to Vayana's Product & Operations capabilities. Amit is an MBA from IIM Bangalore and a Computer Engineer from Pune University. His passions include adventure travel, cooking and outdoor sports.

Vaishali Phadkar
Vaishali has a Masters in Computer Science with over 18 years of experience in the BFSI domain. She has a keen eye for identifying potential problems and helps keep the product modelling honest and the product integrity in check. Vaishali leads the technology and development initiatives at Vayana. In her free time she enjoys travelling, beyond a place, to the heart of its culture!

Naresh Khalasi
Naresh has near 2 decades of exposure to multiple domains and technologies, he is an agile enthusiast with a passion for programming, building solutions and teams. Naresh has previously worked with Morgan Stanley and L&T Infotech. A Computer Engineer, he enjoys going on trips with his family in his free time.

Prashanth Sriram
Prashanth loves problem solving and programming, mainly in Python. At Vayana he enjoys application development, testing, system administration and automation. A sharp engineer from BITS Pilani-Goa Prashanth has previously worked with Harman International. He is a die hard Barcelona fan and in his free time, he enjoys watching sports, movies, gaming and reading.

Tripti Kheterpal
Tripti is a corporate banking professional with over 10 years of experience with global banks like RBS, Sberbank and Scotiabank. She understands the challenges faced by businesses and has helped large and mid sized corporates meet their financing needs. Based in Delhi, Tripti leads Vayana's presence in North India. She has an MBA in Finance from Delhi University

Thyagarajan Krishnamurthy
K.Thyagarajan is a highly energetic customer centric professional; KT takes immense pleasure in breaking into unexplored territories across industries. He brings in extensive sales experience of over 20 years in the Insurance, Banking and IT Industry. When KT is not busy exploring Business Development opportunities for Vayana, he's seen singing ghazals or practicing Yoga.

Onkar Agnihotri
Onkar has rich experience in the Payments industry. Before joining Vayana, he worked with a card processing major acquired by MasterCard. An exceptional team player, Onkar plays a critical role in Vayana's day to day operations. A Computer Science graduate from Pune University, he loves traveling and listening to music.

Rakesh Gautam
Rakesh brings in 2 decades of rich experience in Corporate Banking, with a focus on Mid and Emerging Corporates. In his last role Rakesh was the National Head for Business Banking at HSBC India; and has previously worked at HDFC Bank Ltd. He spearheads the growth of strategic accounts on the Network. A post graduate in Physics, Rakesh is passionate about contributing to society and likes to work on ideas in his spare time.

Krishnan Mahadevan
Krishnan has worked in Sales in the Banking, Financial Services and Real Estate sector for over 17 years, with institutions like HDFC Bank, Max New York and Grameen. An MBA in Finance from Bangalore, he enjoys being in the field, closer to his customers.

Chandrashekhar Pankhawala
Shekhar has more than 17+ years of experience in diversified fields of application development, project management in different companies in the IT sector. He has previously worked with Cygnus Software, Razorfish Inc. and BMC Software. Shekhar brings expertise in project management and technical functionalities. In his free time he likes to spend time with family, on photography and likes go for trekking trips.

Prajakta Shah
At Vayana, Prajakta plays a critical role in day to day operations. Having commerce background, she has diverse experience in the finance vertical. Prior to joining Vayana, she worked with organizations like KPMG and ICICI Bank. She is a creative person with passion for arts and enjoys reading in her free time.

Ashok Rajagopal
Ashok brings in more than 10 years of sales, product and client management experience in the financial services industry. In the past he has worked for companies like American Express, Tata Capital and Standard Chartered Bank in areas like Merchant Acquiring, Supply Chain & Trade Finance. Ashok is a Management Graduate from XLRI Jamshedpur and an Engineer from Madras University. He is an avid reader and does pencil sketches in his spare time.

Sanjay Phadke
Sanjay brings in 20 years of solid experience in Banking and Financial Services with a focus on structured credit and principal investments. This includes his roles with global leaders like JPMorgan & HSBC and leading financial firms like Edelweiss, ICICI and IDFC. Sanjay is an Engineer and an MBA from Jamnalal Bajaj Inst. of Mgmt. Studies and is an alumnus of Wharton Business School. An avid trekker, Sanjay loves outdoor activities and is passionate about technology.

Niteesh Gupta
Niteesh is a Computer engineer with experience in front end products and has worked on UI/UX for varied array of applications. At Vayana he enjoys working as a full stack developer. An Alumni of BITS Pilani-Goa, he is passionate about bike riding and in his free time loves to explore new places.

Chirag Chopra
Chirag is a Commerce Graduate with experience in Direct Sales   managing Supply Chain Financing product STTF for Delhi-NCR region, at Vayana he focuses on Network Sales for North India. In his free time he loves to watch Bollywood movies and listening to Music.

Madhura Deshpande
Madhura is a postgraduate in finance and banking. Prior to vayana, she was working for a construction company in sales   financial planning division. At vayana Madhura works towards smooth functioning of day to day operations. Her hobbies are playing piano, reading books and is passionate about trekking.

Business Advisory Committee

Kannan Ramasamy
Kannan Ramasamy is a Director with Vayana and provides leadership in the US market. He has been in senior business and operational roles with Fortune 500 companies including various GE divisions. He loves to build and invest in business. When he is not consumed by his business interests, Kannan likes working out, reading and enjoying his time with his family. An IIT - IIM graduate, he lives in Andover, MA.
Dr.Marti G Subrahmanyam
Dr.Marti G Subrahmanyam is Charles E Merrill Professor of Economics and Finance at the Leonard N Stern School of Business, New York University. He is currently on the boards of LIC Nomura Mutual Fund AMC, ICICI Prudential Life Insurance and a few other renowned companies as Independent Director. He is highly respected for his knowledge about Global Business with specific focus on finance and technology.
Dr. Claude R. Begle
Dr. Claude R. Begle is the Director General in SymbioSwiss. He is a very senior industry spokesperson in Europe with wide connections in the Banking and corporate world and well regarded by the Government. He holds Masters' degrees in Law and International Studies (Graduate Institute of International Studies, HEI).

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Our Investors

Vayana's investors are some of the largest and well respected Financial Institutions and Corporates including HDFC Ltd and Reliance Industries Ltd.

Financing Partners

Our Financing Partners includes Global Banks, leading Private Sector Banks, as well as large Public Sector Banks and prominent Non-Banking Finance Companies.

Some of Our Partners
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Customer Stories