DATA PROTECTION & DATA PRIVACY
For the purpose of performing its obligations for the provided service, Vayana will be
required to obtain data from the Customer, which shall be used by Vayana for processing.
Vayana is committed to maintaining the confidentiality, integrity and security of data and
information about the Customer.
PRIVACY OF DATA
Vayana will not sell or rent the Customer’s confidential information to any other
Party, for any reason, at any time. Vayana uses and discloses the Customer’s
information as follows:
- To facilitate the processing of the transaction
- to analyze Vayana Network(VN) usage and improve the Service;
- to deliver to the Customer any administrative notices, money alerts and communications relevant to the Customer’s use of the Service;
- to fulfill the Customer’s requests for certain products and services;
- to third-party contractors that provide services to Vayana and are bound by these same privacy restrictions;
- to provide payment history information to the bank/financial institution providing
financing or to a Credit Bureau established under the rules and regulations of the country.
- as otherwise set forth in this Privacy and Security Policy.
LIMITATION OF COLLECTON AND USE OF INFORMATION
Features of the VN Service may require registration, which involves provision to VN
of an email address, a password and the Customer’s zip code (collectively the
“Registration Information”). In order to benefit from the full functionality of the
Service, the Customer may also need to provide the Customer’s relevant account
credentials (“Account Credentials”) to allow Vayana to access the status of the
fulfillment of Transactions (“Account Information”) for the purpose of transaction
The transaction information including Customer data is strictly restricted to Vayana
employees and contractors, as needed, and in accordance with specific internal
procedures and safeguard governing access, in order to operate, develop or improve
the Service. These individuals have been selected in accordance with Vayana’s
security policies and practices and are bound by confidentiality obligations. They may
be subject to discipline, including termination and criminal prosecution, if they fail to
meet these obligations.
CHANGES TO CUSTOMER’S REGISTRATION INFORMATION
If the Customer’s Registration Information changes during the Customer’s
subscription to Vayana, the Customer may update it any time via the Service.
ONLINE SESSION INFORMATION AND USE IS ONLY USED TO IMPROVE THE CUSTOMER’S EXPERIENCE
When the Customer visits VN, Vayana may collect technical and navigational
information, such as computer browser type, Internet protocol address, pages visited,
and average time spent on VN. This information may be used, for example, to alert
the Customer to software compatibility issues, or it may be analyzed to improve VN
design and functionality.
"Cookies" are alphanumeric identifiers in the form of text files that are inserted and
stored by the Customer’s web browser on the Customer’s computer’s hard drive. VN
may set and access cookies on the Customer’s computer to track and store
preferential information about the Customer. VN may gather information about the
Customer through cookie technology. For example, VN may assign a cookie to the
Customer, to limit the amount of times the Customer see particular information or to
help better determine which information or preference settings to serve to the
Customer. Please note that most Internet browsers will allow the Customer to stop
cookies from being stored on the Customer’s computer and to delete cookies stored
on the Customer’s computer. If the Customer or other users choose to eliminate
cookies, the full functionality of the Service may be impaired for the Customer.
VN’s cookies are encrypted so that only VN can interpret the information stored in them.
Web beacons are images embedded in a web page or email for the purpose of
measuring and analyzing site usage and activity. Vayana, or third party service
providers acting on Vayana’s behalf, may use web beacons to help us analyze Site
usage and improve the Service.
Vayana may use third party service providers to help us analyze certain online
activities. For example, these service providers may help us measure the performance
of Vayana’s online campaigns or analyze visitor activity on VN. Vayana may permit
services for VN. Vayana does not share any personal information about Vayana’s
customers with these third party service providers, and these service providers do not
collect such information on Vayana’s behalf. Vayana’s third party service providers
are required to comply fully with this Privacy and Security Policy.
DISCLOSURE OF CUSTOMER’S INFORMATION TO PROTECT VAYANA’S RIGHTS OR IF REQUIRED BY LAW
Notwithstanding the foregoing, Vayana reserves the right (and the Customer
authorizes Vayana) to share or disclose the Customer’s personal information when
Vayana determines, in its sole discretion, that the disclosure of such information is
necessary or appropriate:
- To enforce Vayana’s rights against the Customer or in connection with a breach
- To prevent prohibited or illegal activities; or
- When required by any applicable law, rule regulation, subpoena or other legal process.
THE CUSTOMER’S DATA MAY BE TRANSFERRED UPON ACQUISITION OF VAYANA BUT ONLY IN ACCORDANCE WITH THIS POLICY
Credential information may, with prior intimation to the Customer and upon its
authorization, such authorization not to be unreasonably withheld, be transferred to a
third party as a result of a sale, acquisition, merger, re-organization or other transfer
(a “Transfer”) involving Vayana, to continue processing of transactions. Should such
a Transfer occur, Vayana will use its best efforts to require that the new combined
entity follow this Privacy and Security Policy with respect to the Customer’s personal
information, as and to the extent required by applicable law and to require that the
Customer receive prior notice if the Customer Data could be used contrary to this
Policy. Pending authorization from the bank/financial institution for such a transfer of
Credential Information, the Customer accepts that there could be disruption to
services delivered by Vayana.
THE CUSTOMER CAN TRANSPORT OR DELETE ITS DATA
The Customer’s data belongs to the Customer. The Customer can remove it anytime
the Customer wants. When the Customer requests VN to delete the Customer’s
account for the Service, the Customer’s data will be permanently expunged from
Vayana’s primary production servers and further access to the Customer’s account
will not be possible. Vayana will also promptly disconnect any connection VN had
established to the Customer’s Account Information and delete all account credentials.
However, anoymized data, consisting of aggregate data derived from the Customer’s
Account Information, may remain on Vayana’s production servers indefinitely. The
Customer’s data may also remain on a backup server or media. Vayana keeps these
backups to ensure Vayana’s continued ability to provide the Service to the Customer
in the event of malfunction or damage to Vayana’s primary production
servers.Vayana will also keep the audit data on its servers from a compliance
Email Communication from Vayana
Vayana may allow Companies to subscribe to email newsletters and from time to
time may transmit emails promoting Vayana.
VN subscribers have the ability to opt-out of receiving Vayana’s promotional emails
and to terminate their newsletter subscriptions by following the instructions in the
emails. Opting out in this manner will not end transmission of service-related emails,
such as email alerts.
SECURITY OF CUSTOMER’S DATA
VN uses a combination of firewall barriers, encryption techniques and authentication
procedures, among others, to maintain the security of the Customer’s online session
and to protect accounts and systems from unauthorized access.
When the Customer registers for the Service, VN requires a password from the
Customer for the Customer’s privacy and security. Vayana uses industry-standard
128 bit secure socket layer (SSL) encryption to protect data transmissions between
the Customer’s browser and VN’s servers, such as the Customer’s Registration
Information for VN or Account Credentials.
Vayana’s servers are in a secure third party facility.
Vayana’s databases are protected from general employee access both
physically and logically. VN stores a salted digest for the Customer’s
Service password so that the Customer’s password cannot be
recovered even by Vayana. All backup drives and tapes are encrypted.
However, it is important to understand that these precautions apply only to VN’s Site
and systems. While Vayana will have contractual agreements with third parties
around data security, Vayana exercises no control over how the Customer’s
information is stored, maintained or displayed by third parties or on third-party sites.
VAYANA’S SERVICE ENSURES SECURE COMMUNICATION WITH ENCRYPTION
From the time the Customer submits the Customer’s Login ID and Password, these
communications between the Customer’s computer and VN are encrypted using
Secure Sockets Layer (SSL3) technology. SSL enables Customer and server
applications to communicate in a way that is designed to prevent eavesdropping,
tampering and message forgery.
THE CUSTOMER IS RESPONSIBLE FOR MAINTAINING CONFIDENTIALITY OF THE CUSTOMER’S LOGIN ID AND PASSWORD
VVayana maintains strict rules to help prevent others from guessing the Customer’s
password. VN also recommends that the Customer change the Customer’s password
periodically. The Customer is responsible for maintaining the security of the
Customer’s Login ID and Password. The Customer may not provide these credentials
to any third party. If the Customer believes that they have been stolen or been made
known to others, the Customer must contact VN immediately, but in any event the
Customer should change the Customer’s password immediately via the Service. VN
is not responsible if someone else accesses the Customer’s account through
Registration Information they have obtained from the Customer or through a violation
by the Customer of this Privacy and Security Policy or Vayana’s Terms of Service.
If the Customer has a security related concern, it should contact Vayana. Vayana will
work closely with the Customer to ensure a rapid and personal response to the
VAYANA POSTS UPDATES ON VN WHENEVER THERE IS A CHANGE TO VAYANA’S PRIVACY AND SECURITY POLICY
Vayana updates this Privacy & Security Policy periodically. Customer will be
provided notice of any such modification by electronic mail or by publishing the
changes on the website